Financial Services

World Class Predictive Analytics for Credit Risk and Marketing Success

The financial services industry has never faced as many challenges as they do today. With increasing
regulatory pressure, decreasing margins, an increasing need to focus on the individual customer plus global
competition, the industry is being forced to leverage leading edge technology and processes.

Leading global financial services institutions, banking associations and lending organizations leverage Angoss
predictive analytics across credit risk, collections, fraud and marketing.

 

How Angoss Helps Financial Services

CREDIT RISK SCORING

How do you make better-informed lending decisions to mitigate risk and optimize opportunities?

Our advanced risk analytics solutions mine big data to help you assess customers and new applicants to:

  • Develop credit scorecards to improve your decisioning at the individual level
  • Reduce transaction costs and time-lags associated with decisions to extend credit
  • Grow market share by uncovering valuable growth opportunities
  • Create actionable and predictive rules that drive continuous business improvement across all portfolios

Discover valuable insights to improve your credit decisioning, reduce decision time, mitigate risk, and reveal valuable growth opportunities with our credit risk scoring solutions.

FRAUD & ANOMALY DETECTION

How do you best detect, prevent, and manage fraud and abuse?

Our predictive models can detect subtle patterns of unusual or suspect activity in your data, so that you can:

  • Score portfolios and quickly predict fraud probability
  • Introduce fraud and abuse detection that adapts with predictive rules and evolves with changing patterns
  • Improve customer satisfaction by providing detailed reporting of your risk management strategies
  • Reduce loss through proactive fraud deterrence and recovery of funds

Our data analytics solutions arm you with meaningful insights to decrease fraud and abuse, detect and prevent anomalous transactions, and help you respond proactively to mitigate loss.

PORTFOLIO MANAGEMENT

How can you better assess and benchmark your credit portfolio performance?

Our advanced analytics solutions will help you leverage your customer and transactional data to:

  • Analyze, assess and optimize the performance of your credit portfolios
  • Benchmark portfolio performance over time
  • Reduce risk through better, data-driven decision making
  • Grow revenue by improving overall portfolio performance

Utilizing big data, our solutions can help you leverage information about customers, intermediaries, and transactions to maximize your credit portfolio performance while reducing risk.

COLLECTIONS & RECOVERY

How do you maximize collections and recovery?

Using collection and recovery scorecards and portfolio assessment data, our solutions can help you:

  • Optimize your collection and recovery strategies
  • Forecast recoverable amounts and collection costs
  • Target customers with a higher propensity to pay back and with higher amounts owing
  • Increase average revenue per unit and maximize return on investment

Our collection analytics can help you generate accurate recovery forecasts and target customers with a higher propensity to pay, reducing cost of collection and increasing total recoverable amount.

CUSTOMER ANALYTICS & INSIGHT

Win new business with a positive customer experience

Unlock valuable customer intelligence in your data to:

  • Develop a personalized customer experience offering
  • Build high-value relationships, retain customers and reward loyalty
  • Focus loyalty initiatives on high lifetime value customers
  • Understand what customers are saying about your brand and their experience with your brand

Our advanced analytic solutions harness the power of your data to provide you actionable insight that helps you craft a tailored experience to your customers.

MARKETING

Which marketing actions will secure you the highest ROI?

With the increased amount of financial products available in the market, our advanced analytics solutions will help you:

  • Understand customer purchase behavior and predict your customer’s likelihood to purchase
  • Determine optimal communication channels to reach customers and prospects at the right time
  • Make smarter product offer decisions that improve overall propensity to respond
  • Develop optimal promotional strategies that maximize revenue

By predicting customers’ incremental response, advanced marketing analytics will help you make smarter product offer decisions that greatly improve overall marketing ROI.

Our Customers

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Resources

Read how analytics helps this provider strategically market to customers who are statistically more likely to purchase

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Build and deploy precise, industry-compliant scorecards faster by automating time-consuming steps

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Explore 5 key areas where fast, better scorecard development can be enabled with the use of predictive analytics

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