Angoss software and solutions extend industry-standard credit evaluation tools to enable more strategic use of your customer and transactional data. Through the mining of existing data and the creation of scores to target new growth opportunities, lending organizations and credit departments are able to manage and optimize the risk/reward choices for individual lending decisions—across their portfolios.
Angoss provides financial institutions, lending organizations and telecommunications companies with the business intelligence and predictive analytics tools and results to improve engagement at each stage of the customer credit lifecycle.
- Reduce delinquency through credit line, over limit and authorization strategies
- Plot model performance of the challenger model against the current champion model to determine whether it is appropriate to modify the current strategy
- Forecast exposure to help manage the business and mitigate losses
Credit risk solutions include:
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Application/Origination – Maximizing responsible business growth requires your organization to issue the right credit to the right credit profile for every origination request. Angoss software and solutions let you quickly and effectively design and deploy acquisition scorecards and approval strategies.
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Behavior/Account Management – Maintaining a healthy credit portfolio requires insight into borrowers’ current and future financial condition and Payment Behavior. With Angoss, you can develop and deploy behavioral scorecards and credit line strategies to evaluate and optimize the credit you extend.