Risk management solutions employing Angoss business intelligence software and predictive analytics help organizations mitigate credit risk and operational risk. Data mining and predictive modeling improves your ability to proactively manage and optimize risk/reward alternatives.
Each stage of the customer lifecycle can be assessed and optimized by incorporating analytics directly into your strategies. Strategy trees enable rapid “what-if” scenario analysis to balance Key Performance Indicators (KPIs) at every point in the decision process.
Forecasting exposure to help manage your business and mitigate losses has never been easier.
Angoss software and solutions allow your organization to quickly and effectively design and deploy strategies for:
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Application/Origination – Maximize responsible business growth by issuing the right credit to the right credit profile for each origination request via acquisition scorecards and approval strategies.
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Behavior/Account Management – Maintaining a healthy credit portfolio requires insight into borrowers’ current and future financial condition and Payment Behavior using behavioral scorecards and credit line strategies to evaluate and optimize the credit you extend.
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Fraud – Analyze fraud patterns and model fraud cases using neural networks to build more effective strategies faster.
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Collections and Recovery – Visualize portfolio analytics with collections scorecards and optimized strategies with multiple KPIs.
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Claims – Analyze claim portfolios for insight into the key drivers of claims fraud and abuse costs and loss ratios. Proactively identify customers with high levels of exception claimants and providers.