Resource Request
Title: | Credit Risk Analytics™: Faster Time to Better Risk - Reward Decisions Helps Drive Quality Earnings Growth |
Description: | Credit risk analysis is integral to every step in the credit lifecycle process, from prospect and customer segmentation, through origination scorecards, to the design and execution of account management and collection strategies, whether for mortgages, personal loans and lines of credit, credit cards, educational loans, auto loans, and other consumer finance vehicles. Current origination and account management applications supporting credit risk processes provide reliable engines for executing well defined strategies. However, as mainframe based systems, they are costly and time consuming to modify. These systems contain vast amount of information on borrowers. However, obtaining information from these systems to perform in depth analysis and assessment of portfolio, customer and product level patterns, trends and issues is equally difficult. |
Type: | Success Story |
